- EBRI and its Education and Research Fund
- EBRI’s 30th Anniversary
- EBRI’s 25th Anniversary
- Honoraria for Presentations
- Letter from the President
- Use by non-members
- President’s Report
- Most Viewed
- By Topic
- EBRI Bibliography By Topic
- Data Book
- Facts from EBRI
- Fast Facts
- Issue Briefs
- Policy Books
- President’s Reports
- Press Releases
- Special Reports
- Benefit Bibliography
- Benefit FAQs
- Links to Other Internet Resources
- Reference Shelf
- Special Issues of Periodicals
- What’s New in Employee Benefits
FAQs About Benefits—Health Spending and Insurance Issues
How have health plans changed in the past quarter century?
During the past two decades there's been an enormous growth in various types of managed care plans that direct the insured toward preferred providers. In 1990, nearly three work place plans in four (74%) were of the fee-for-service variety that reimbursed nearly any provider. This segment declined to 9% by 2000. In this same period health maintenance organizations grew from 16% to 39% of the market while preferred provider organizations, which are less tightly restricted than HMOs, grew from 11% to 52%.
General Overview of Benefits
- Where do people get income to finance their retirement?
- Do retirees think their income is adequate?
- What are the basic types of retirement plans?
- How much money is in retirement accounts, and how is it held?
- How many retirees receive work-related pensions?
- Who is most likely to be receiving a pension?
- What's the current trend on pension payments?
- What portion of workers are accruing benefits in an employment-based retirement plan?
- What do retirement plans cost employers?
- What are the trends in retirement plan coverage in the United States?
- What about personal saving for retirement?
- Are the types of retirement plans changing?
- What are the trends in defined benefit pension plans?
Health Spending and Insurance Issues
- What has America spent on health care in recent years?
- Is the average American spending a growing amount on health?
- Are these averages indicative of what a typical family pays for medical care?
- Has the amount Americans spend directly on health been growing?
- Has responsibility for paying medical bills shifted over time?
- What do workers and employers pay for employment-based coverage?
- What do employers pay for health benefits as a percent of compensation?
- How does this pattern compare with what's found in other nations?
- Has the way health dollars are spent changed?
- How many Americans have health insurance?
- Where do Americans get their health insurance?
- Which workers are most likely to have employment-based coverage?
Other Benefit Issues
- 401(k) Valuations Published: August 1, 2014 401(k) Balances and Changes Due to Market Volatility
- Data Book Last Updated: February 2013 A comprehensive collection of the most up-to-date benefit information available