June 1998

Sources of Health Insurance and Characteristics fo the Uninsured: East South Central States, 1996

Kentucky

  • The percentage of Kentucky's nonelderly population (under age 65) without health insurance coverage, 17.6 percent, was slightly lower than the national rate of 17.7 percent. Kentucky's nonelderly population also had a lower rate of private coverage, 66.7 percent, than the national rate of 70.9 percent.
  • Children living in Kentucky -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 51.5 percent, than the national rate, 58.9 percent. The uninsured rate for children in Kentucky, 17.4 percent, was above the national rate, 14.8 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 34.7 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 7.5 percent.
  • Kentucky workers had a higher rate of employment-based health insurance coverage, 74.3 percent, than the nation, 72.3 percent. Also, 52.8 percent of Kentucky workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Kentucky workers in firms with 1,000 or more workers, 66.4 percent had coverage in their own name, compared with 23.2 percent of workers in firms with fewer than 10 employees.
  • Among Kentucky workers, the most likely to have employment-based health insurance in their own name were those in wholesale trade, 85.8 percent, and transportation, communications, and utilities, 85.3 percent. Workers in wholesale trade had the lowest uninsured rate in the state, 2.3 percent, followed by government workers at 4.3 percent. Workers in personal services and business and repair had the highest uninsured rates in the state, 40.6 percent and 38.7 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 81.5 percent, than part-time workers, 69.5 percent. They had a lower uninsured rate, 12.3 percent, than part-time workers, 20.6 percent. Among nonworkers, 35.9 percent had employment-based coverage, and 19.9 percent were uninsured.

Tennessee

  • The percentage of Tennessee's nonelderly population (under age 65) without health insurance coverage, 17.2 percent, was lower than the national rate of 17.7 percent. Tennessee's nonelderly population also had a lower rate of private coverage, 66.4 percent, than the national rate of 70.9 percent. Tennessee had the highest rate of Medicaid coverage in the nation, 21.5 percent.
  • Children living in Tennessee -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 51.0 percent, than the national rate, 58.9 percent. The uninsured rate for children in Tennessee, 18.7 percent, was also above the national rate of 14.8 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 39.7 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, less than 4.8 percent.
  • Tennessee workers had a lower rate of employment-based health insurance coverage, 69.7 percent, than the national rate, 72.3 percent. Also, 54.5 percent of Tennessee workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Tennessee workers in firms with 1,000 or more workers, 68.7 percent had coverage in their own name, compared with 17.1 percent of workers in firms with fewer than 10 employees.
  • Among Tennessee workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 80.9 percent, and in wholesale trade, 70.7 percent. Workers in finance, insurance, and real estate had the lowest uninsured rate in the state, 2.6 percent, followed by those in government, 5.1 percent. Workers who were self-employed and worked in agriculture had the highest uninsured rates in the state at 35.5 percent and 35.0 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 78.4 percent, than part-time workers, 59.5 percent. They had a lower uninsured rate, 12.1 percent, than part-time workers, 16.2 percent. Among nonworkers, 32.8 percent had employment-based coverage, and 24.9 percent were uninsured.

Alabama

  • The percentage of Alabama's nonelderly population (under age 65) without health insurance coverage, 14.9 percent, was lower than the national rate, 17.7 percent. Alabama's nonelderly population also had a higher rate of private coverage, 72.8 percent, than the national rate, 70.9 percent.
  • Children living in Alabama -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 62.8 percent, than the national rate of 58.9 percent. The uninsured rate for children in Alabama, 12.8 percent, was below the national rate, 14.8 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 29.6 percent. Children in families with incomes at 200 percent to 399 percent of the federal poverty level were least likely to be uninsured, 5.7 percent.
  • Alabama workers had a slightly higher rate of employment-based health insurance coverage, 76.5 percent, than the nation, 72.3 percent. Also, 57.7 percent of Alabama workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Alabama workers in firms with 1,000 or more workers, 70.2 percent had coverage in their own name, compared with 29.3 percent of workers in firms with fewer than 10 employees.
  • Among Alabama workers, the most likely to have employment-based health insurance in their own name were those in government, 78.0 percent, and finance, insurance, and real estate, 75.6 percent. Government workers had the lowest uninsured rate in the state, 3.8 percent, followed by workers in wholesale trade at 7.1 percent. The highest uninsured rates in the state were among workers in construction, 34.3 percent, and personal services, 23.2 percent.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 83.1 percent, than part-time workers, 60.3 percent. They had a lower uninsured rate, 11.8 percent, than part-time workers, 16.6 percent. Among nonworkers, 37.4 percent had employment-based coverage, and 22.0 percent were uninsured.

Mississippi

  • The percentage of Mississippi's nonelderly population (under age 65) without health insurance coverage, 20.6 percent, was higher than the national rate, 17.7 percent. Mississippi's nonelderly population also had a lower rate of private coverage, 65.9 percent, than the national rate, 70.9 percent.
  • Children living in Mississippi -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 51.3 percent, than the national rate, 58.9 percent. The uninsured rate for children in Mississippi, 18.4 percent, was above the national rate, 14.8 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 29.5 percent. Children in families with incomes of 150 percent to 199 percent of the federal poverty level were least likely to be uninsured, 9.2 percent.
  • Mississippi workers had a slightly higher rate of employment-based health insurance coverage, 73.1 percent, than the nation, 72.3 percent. Also, 58.3 percent of Mississippi workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Mississippi workers in firms with 1,000 or more workers, 71.2 percent had coverage in their own name, compared with 25.9 percent of those in firms with fewer than 10 employees.
  • Among Mississippi workers, the most likely to have employment-based health insurance coverage in their own name were those in wholesale trade, 92.3 percent, and transportation, communications, and utilities, 83.8 percent. Government workers had the lowest uninsured rate in the state, 5.6 percent, followed by workers in wholesale trade, 7.7 percent. Workers in personal services and construction had the highest uninsured rates in the state at 37.2 percent each.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 79.4 percent, than part-time workers, 54.1 percent. They had a lower uninsured rate, 13.7 percent, than part-time workers, 27.8 percent. Among nonworkers, 25.0 percent had employment-based coverage, and 34.6 percent were uninsured.

For more information, contact Ken McDonnell, (202) 775-6342, e-mail: mcdonnell@ebri.org, or visit EBRI online at http://www.ebri.org.

Source: Employee Benefit Research Institute tabulations of data from the March 1997 Current Population Survey.

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