Facts from EBRI

July 1999

 

Sources of Health Insurance and Characteristics of the Uninsured

West South Central States, 1997

Arkansas

• The percentage of Arkansas' nonelderly population (under age 65) without health insurance coverage in 1997 was 28.2 percent. This was higher than the national rate of 18.3 percent and the highest uninsured rate in the country. Arkansas' nonelderly population also had a lower rate of private coverage, 57.2 percent, than the national rate of 70.9 percent. Arkansas had the lowest rate of private health insurance coverage in the country.

• Children living in Arkansas--infants through age 17--had a lower rate of employment-based health insurance coverage, 47.7 percent, than the national rate, 59.7 percent. Arkansas had the third-lowest rate of employment-based health insurance coverage for children. The District of Columbia and New Mexico had lower rates. The uninsured rate for children in Arkansas, 27.4 percent, was above the national rate, 15.0 percent. Arkansas had the highest uninsured rate for children.

• Children living in families with incomes below the federal poverty level were most likely to be uninsured, 43.4 percent, and children in families with incomes at 200 percent to 399 percent of the federal poverty level were least likely to be uninsured, 13.5 percent.

• Arkansas workers had a lower rate of employment-based health insurance coverage, 62.9 percent, than the national rate, 72.2 percent. Also, 46.8 percent of Arkansas workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation. Arkansas had the second-lowest rate of workers with employment-based health in their own in the country. New Mexico had a lower rate.

• Larger firms were more likely than smaller firms to provide coverage: 62.8 percent of Arkansas workers in firms with 1,000 or more workers had coverage in their own name, compared with 15.6 percent of workers in firms with fewer than 10 employees.

• Among Arkansas workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 74.9 percent, and in manufacturing, 71.7 percent. Workers in government had the lowest uninsured rate in the state, 8.5 percent, followed by manufacturing workers at 14.5 percent. Workers in agriculture/mining and self-employed workers had the highest uninsured rates in the state, 63.8 percent and 38.1 percent, respectively.

• Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 71.3 , than part-time workers, 51.0 percent. They had a lower uninsured rate, 22.4 percent, than part-time workers, 24.0 percent. Among nonworkers, 20.3 percent had employment-based coverage, and 35.6 percent were uninsured.

Louisiana

• The percentage of Louisiana's nonelderly population (under age 65) without health insurance coverage in 1997 was 22.2 percent. This was higher than the national rate of 18.3 percent. Louisiana's nonelderly population also had a lower rate of private coverage, 66.4 percent, than the national rate of 70.9 percent.

• Children living in Louisiana--infants through age 17--had a lower rate of employment-based health insurance coverage, 57.3 percent, than the national rate, 59.7 percent. The uninsured rate for children in Louisiana,
21.3 percent, was also above the national rate of 15.0 percent.

• Children living in families with incomes below the federal poverty level were most likely to be uninsured, 33.9 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, less than 5.2 percent.

• Louisiana workers had a lower rate of employment-based health insurance coverage, 69.9 percent, than the national rate, 72.2 percent. Also, 53.3 percent of Louisiana workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation.

• Larger firms were more likely than smaller firms to provide coverage: 66.7 percent of Louisiana workers in firms with 1,000 or more workers had coverage in their own name, compared with 25.2 percent of workers in firms with fewer than 10 employees.

• Among Louisiana workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 74.0 percent, and in manufacturing, 72.3 percent. Workers in finance, insurance, and real estate had the lowest uninsured rate in the state, 4.1 percent, followed by government workers at 12.3 percent. Workers in construction and in wholesale/retail trade had the highest uninsured rates in the state at 42.8 percent and 27.9 percent, respectively.

• Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 76.2 , than part-time workers, 64.2 percent. They had a lower uninsured rate, 16.0 percent, than part-time workers, 21.0 percent. Among nonworkers, 32.7 percent had employment-based coverage, and 31.2 percent were uninsured.

Oklahoma

• The percentage of Oklahoma's nonelderly population (under age 65) without health insurance coverage in 1997 was 20.4 percent. This was higher than the national rate of 18.3 percent. Oklahoma's nonelderly population also had a lower rate of private coverage, 68.9 percent, than the national rate of 70.9 percent.

• Children living in Oklahoma--infants through age 17--had a higher rate of employment-based health insurance coverage, 60.5 percent, than the national rate of 59.7 percent. The uninsured rate for children in Oklahoma, 16.8 percent, was above the national rate, 15.0 percent.

• Children living in families with incomes below the federal poverty level were most likely to be uninsured, 28.2 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 10.3 percent.

• Oklahoma workers had a lower rate of employment-based health insurance coverage, 70.9 percent, than the national rate, 72.2 percent. Also, 54.8 percent of Oklahoma workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation.

• Larger firms were more likely than smaller firms to provide coverage. Among Oklahoma workers in firms with 1,000 or more workers, 71.7 percent had coverage in their own name, compared with 26.4 percent of workers in firms with fewer than 10 employees.

• Among Oklahoma workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 85.6 percent, and in government, 74.1 percent. Transportation, communications, and utilities workers had the lowest uninsured rate in the state, 4.3 percent, followed by workers in government at 7.6 percent. The highest uninsured rates in the state were among workers in construction, 42.0 percent, and self-employed workers, 32.2 percent.

• Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 79.6 , than part-time workers, 58.8 percent. They had a lower uninsured rate, 14.7 percent, than part-time workers, 24.3 percent. Among nonworkers, 31.2 percent had employment-based coverage, and 30.9 were uninsured.

Texas

• The percentage of Texas' nonelderly population (under age 65) without health insurance coverage in 1997 was 26.7 percent. This was higher than the national rate of 18.3 percent and the third-highest uninsured rate in the country. Arkansas and Arizona had higher rates. Texas' nonelderly population also had a lower rate of private coverage, 62.7 percent, than the national rate, 70.9 percent.

• Children living in Texas--infants through age 17--had a lower rate of employment-based health insurance coverage, 50.9 percent, than the national rate, 59.7 percent. The uninsured rate for children in Texas, 24.9 percent, was above the national rate, 15.0 percent. Texas had the third-highest uninsured rate for children in the country. Arkansas and Arizona had higher rates.

• Children living in families with incomes just above the federal poverty level--100 percent to 149 percent of poverty--were most likely to be uninsured, 37.8 percent, and children in families with incomes of 400 percent or more of the federal poverty level were least likely to be uninsured, 8.8 percent.

• Texas workers had a lower rate of employment-based health insurance coverage, 67.1 percent, than the national rate, 72.2 percent. Also, 52.6 percent of Texas workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation.

• Larger firms were more likely than smaller firms to provide coverage. Among Texas workers in firms with 1,000 or more workers, 68.8 percent had coverage in their own name, compared with 21.7 percent of those in firms with fewer than 10 employees.

• Among Texas workers, the most likely to have employment-based health insurance coverage in their own name were those in government, 74.6 percent, and in transportation, communications, and utilities, 73.8 percent. Government workers had the lowest uninsured rate in the state, 9.7 percent, followed by workers in finance, insurance, and real estate, 12.8 percent. Workers in construction and in agriculture/mining had the highest uninsured rates in the state at 45.3 percent and 39.9 percent, respectively.

• Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 75.1 , than part-time workers, 49.9 percent. They had a lower uninsured rate, 20.2 percent, than part-time workers, 39.1 percent. Among nonworkers, 34.9 percent had employment-based coverage, and 36.8 percent were uninsured.

For more information, contact Ken McDonnell, (202) 775-6342, e-mail: mcdonnell@ebri.org, or visit EBRI online at www.ebri.org.

Source: Employee Benefit Research Institute tabulations of data from the March 1998 Current Population Survey.

7/99