EBRI Testimony

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September 16, 2014 — Testimony submitted by Jack VanDerhei and Craig Copeland, EBRI, to the Senate Finance Committee, on "Retirement Savings 2.0: Updating Savings Policy for the Modern Economy" (T-181).

June 17, 2014 — Testimony submitted by Jack VanDerhei, EBRI research director, to the ERISA Advisory Committee, at a hearing on "Lifetime Participation in Plans," on "The Impact of Leakages on 401(k) Accumulations at Retirement Age" (T-180).

June 17, 2014 — Testimony submitted by Craig Copeland, EBRI senior research associate, to the ERISA Advisory Committee, at a hearing on "Lifetime Participation in Plans" on "Employment-Based Retirement Plan Participation" (T-179).

June 17, 2014 — Testimony submitted by Sudipto Banerjee, EBRI research associate, to the ERISA Advisory Committee, at a hearing on "Lifetime Participation in Plans," on "Disposition of DC Accounts: Who Rolls Over into an IRA? Who Leaves Money in the Plan and Who Withdraws Cash?" (T-178).

March 12, 2014 — Testimony submitted by Jack VanDerhei, EBRI research director, to the United States Senate Committee on Banking, Housing & Urban Affairs, at a hearing on "The State of U.S. Retirement Security: Can the Middle Class Afford to Retire?" (T-177).

Feb. 26, 2014 — Testimony submitted by Jack VanDerhei, EBRI research director, to the Senate Finance Subcommittee Social Security, Pensions, and Family Policy, at a hearing on "Retirement Savings for Low-Income Workers" (T-176).

Dec. 18, 2013 — Testimony submitted by Jack VanDerhei, EBRI research director, to the Senate Finance Subcommittee Social Security, Pensions, and Family Policy, at a hearing on "The Role of Social Security, Defined Benefits, and Private Retirement Accounts in the Face of the Retirement Crisis" (T-175).

Jan. 31, 2013 — Response by Jack VanDerhei, EBRI research director, to questions raised during the Senate Committee on Health, Education, Labor, and Pensions, hearing on "Pension Savings: Are Workers Saving Enough for Retirement?" (T-174).

July 25, 2012 — Testimony by Jack VanDerhei, EBRI research director, submitted to the Senate Special Committee on Aging, on "Enhancing Women's Retirement Security" (T-173).

April 17, 2012 — Testimony by Jack VanDerhei, EBRI research director, before the House Ways and Means Committee, on "Tax Reform and Tax-Favored Retirement Accounts" (T-172).

March 28, 2012 — Testimony by Jack VanDerhei, EBRI research director, before the Senate Banking Committee, on "Retirement (In)security: Examining the Retirement Savings Deficit" (T-171).

September 15, 2011 — Testimony by Jack VanDerhei, EBRI research director, before the Senate Finance Committee, on “Tax Reform Options: Promoting Retirement Security” (T-170).

July 12, 2011 — Testimony submitted by Jack VanDerhei, EBRI research director, before the Senate Committee on Health, Education, Labor, and Pensions, hearing on, "The Power of Pensions: Building a Strong Middle Class and a Strong Economy" (T-169).

June 14, 2011 — Testimony submitted by Jack VanDerhei, EBRI research director, before the House Committee on Education and the Workforce, Subcommittee on Health, Employment, Labor, and Pensions, "Retirement Security: Challenges Confronting Pension Plan Sponsors, Workers, and Retirees" (T-168).

March 30, 2011— Testimony submitted by Jack VanDerhei, EBRI research director, before the Senate Finance Committee, on "The Impact of Modifying the Exclusion of Employee Contributions for Retirement Savings Plans From Taxable Income: Results From the 2011 Retirement Confidence Survey" (T-167).

Oct. 7, 2010 — Testimony by Jack VanDerhei, EBRI research director, before the Senate Health, Education, Labor and Pensions Committee, on “The Wobbly Stool: Retirement (In)security in America” (T-166).

July 15, 2010 — Testimony by EBRI President Dallas Salisbury before the Senate Committee on Finance, on “Choosing to Work During Retirement and the Impact on Social Security” (T-165).

July 15, 2010 — Testimony by EBRI President Dallas Salisbury before the House Committee on Ways & Means, Subcommittee on Social Security, on ”Social Security at 75 Years: More Necessary Now than Ever“ (T-164).

Jan. 21, 2010 — Testimony by Paul Fronstin, EBRI senior research associate, on “Implications of the Excise Tax on High-Cost Health Plans in the Patient Protection and Affordable Care Act (H.R. 3590)” before the GOP Doctors Caucus (T-163).

September 17, 2009 — Testimony by EBRI Research Director Jack VanDerhei before the Department of Labor Advisory Council on Employee Welfare and Pension Benefit Plans, on “An Evaluation of the Adequacy and Structure of Current U.S. Voluntary Retirement Plans, With Special Emphasis on 401(k) Plans” (T-162).

June 25, 2009 — Testimony by Dallas Salisbury, President and CEO of EBRI and Chairman of ASEC, before the House Committee on Financial Services, Subcommittee on Financial Institutions and Consumer Credit hearing on, Improving Consumer Financial Literacy Under the New Regulatory System (T-161).

June 18, 2009 — Testimony by Jack VanDerhei, EBRI research director, before the joint DOL/SEC Hearing, Target Date Fund Public Hearing (T-160)

May 20, 2009 — Statement by Dallas Salisbury, EBRI, before the Senate Special Committee on Aging, at a hearing on "The Pension Benefit Guaranty Corporation" (T-159)

April 29, 2009 — Testimony by Dallas Salisbury, EBRI, before the Senate Committee on Homeland Security and Government Affairs Subcommittee on Oversight of Government Management, the Federal Workforce and the District of Columbia at a hearing on "The Federal Government's Role in Empowering Americans to Make Informed Financial Decisions" (T-158)

February 25, 2009 — Testimony by Dallas Salisbury, EBRI, before the Senate Special Committee on Aging, on “Boomer Bust? Securing Retirement in a Volatile Economy” (T-157).

October 7, 2008 — Testimony by Jack VanDerhei, EBRI research director, before the House Education and Labor Committee, at a hearing on “The Impact of the Financial Crisis on Workers’ Retirement Security.” (T-156). Expanded testimony written for the hearing record

July 31, 2008 — Testimony by Paul Fronstin and Dallas Salisbury, EBRI, before the Senate Finance Committee, on “Health Benefits in the Tax Code: The Right Incentives?” (T-155).

June 26, 2008 — Testimony by Dallas Salisbury, EBRI President and CEO, at a hearing before the House Ways and Means Subcommittee on Select Revenue Measures, on “IRAs in the American Retirement System” (T-154).

June 24, 2008 — Testimony by Dallas Salisbury, EBRI CEO and ASEC chairman, at a hearing before the House Ways and Means Subcommittee on Social Security, on “Financial Literacy and Financial Education” (T-153).

June 16, 2008 — Statement by Paul Fronstin, EBRI, before the Senate Finance Committee’s Health Reform Summit 2008, on “Trends in Employment-Based Health Benefits for Workers and Retirees” (T-152).

April 15, 2008 — Testimony by Dallas Salisbury, EBRI CEO and ASEC chairman, testifying at a hearing on “Financial Literacy and Education: The Effectiveness of Governmental and Private Sector Initiatives” (T-151).

April 3, 2008 — Testimony by Paul Fronstin, EBRI, before the U.S. Senate Select Committee on Aging, heaing on “Scrambling for Health Insurance Coverage: Health Security for People Between 55–64 Years of Age” (T-150).

September 19, 2007 — Testimony of Dallas Salisbury of EBRI before the Department of Labor’s ERISA Advisory Council Working Group, hearing on “Financial Literacy and the Role of the Employer” (T-149).

January 31, 2007 — Testimony by Dallas Salisbury of EBRI, submitted for the record to the House Ways and Means Committe for its Jan. 31, 2007, hearing on “Economic Challenges Facing Middle Class Families” (T-148).

January 31, 2007 — Testimony by Paul Fronstin of EBRI, submitted for the record to the Senate Finance Committee for its Jan. 31, 2007, hearing on “Improving Health of America’s Children” (T-147).

June 29, 2006 — Testimony by Craig Copeland before the U.S. Senate Subcommitee on Long-Term Growth and Debt Reduction on Participation by Employees of Small Employers in Employment-Based Retirement Plans (T-146).

March 15, 2006 — Testimony by Jack VanDerhei before the U.S. Senate Special Committee on Aging on Gender Disparities in Retirement Security (T-145).

May 19, 2005 — Testimony by EBRI President before the House Ways and Means Committee on retirement policy challenges and opportunities (T-144).

April 20, 2005 — Testimony by EBRI President Dallas Salisbury on Financial Literacy, before the House Committee on Financial Services (T-143).

March 30, 2004 — Testimony by Don Blandin for the U.S. Senate Governmental Affairs Subcommittee on Financial Management, the Budget, and International Security Hearing on Financial Education and Literacy (T-142)

January 27, 2004 — Testimony by Jack VanDerhei for the U.S. Senate Special Committee on Aging Hearing on Retirement Planning: Do We Have a Crisis in America? Results From the EBRI-ERF Retirement Security Projection Model (T-141)

June 25, 2003 — Testimony by Paul Fronstin for the Working Group on Health Care Security of the Advisory Committee on Employee Welfare and Pension Benefit Plans Employee Benefits Security Administration, U.S. Department of Labor on Defined Contribution Health Care Plans (T-140)

June 4, 2003 — Testimony by Jack VanDerhei for the United States House of Representatives Subcommittee on Employer-Employee Relations Committee on Education and the Workforce Hearing on Strengthening Pension Security: Examining the Health and Future of Defined Benefit Pension Plans (T-139)

March 6, 2003 — Testimony by Dallas Salisbury for the House Committee on Ways and Means Hearing on the Bush Administration’s Proposal to End Double Taxation of Dividends: Impact on Retirement Accounts
Testimony and Written Statement (T-138 and T-138b)

February 5, 2003 — Testimony by Paul Fronstin for the Senate Committee on Small Business Hearing on Small Business and Health Insurance (T-137)

June 20, 2002 — Testimony by Dallas Salisbury for the House Committee on Ways and Means Subcommittee on Oversight Hearing on Retirement Security and Defined Benefit Pension Plans (T-136)

February 27, 2002 — Testimony by Jack VanDerhei for the Senate Finance Committee Hearing on Retirement Security: Picking Up the Enron Pieces (T-135)

*February 26, 2002 — Testimony by Jack VanDerhei for the House Ways and Means Committee Hearing on Retirement Security and Defined Contribution Pension Plans (T-134)

*February 13, 2002 — Statement of Jack Vanderhei for the House Education and Workforce Subcommittee on Employer-Employee Relations Hearing on Enron and Beyond: Enhancing Worker Retirement Security (T-133)

*February 7, 2002 — Statement of Dallas L. Salisbury for the Senate Education, Labor, and Pensions Committee Hearing on Protecting the Pensions of Working Americans: Lessons From the Enron Debacle (T-132)

February 6, 2002 — Statement of Don M. Blandin for the Senate Committee on Banking, Housing and Urban Affairs Hearing on Financial Literacy (T-131)

April 9, 2001 — Statement of Dallas L. Salisbury for the ERISA Advisory Council, Working Group on Preparing for Retirement (T-130)

*April 10, 2001 — Statement of Paul Fronstin, Ph.D. for the ERISA Advisory Council, Working Group Challenges to the Employment-Based Health Care System (T-129)

*April 9, 2001 — Statement of Dallas L. Salisbury for the ERISA Advisory Council, Working Group Studying Increasing Pension Coverage (T-128)

April 5, 2001 — Statement of Dallas L. Salisbury for the Committee on Education and the Workforce, Subcommittee on Employer-Employee Relations, United States House of Representatives, Hearing on H.R. 10, The Comprehensive Retirement Security & Pension Reform Act (T-127)

*April 4, 2001 — Testimony of Paul Fronstin, Ph.D. before the Committee on Ways and Means, Subcommittee on Health, United States House of Representatives, Hearing on Health Insurance Coverage and Uninsured Americans? (T-126)

*March 28, 2001 — Testimony of Dallas L. Salisbury before the Committee on Small Business, United States House of Representatives, Hearing on Pension Reform for Small Business? (T-125)

*March 31, 2001 — Statement of Paul Fronstin written for the United States Senate Finance Committee, Hearing on Living Without Health Insurance: Who's Uninsured and Why? (T-124)

*October 4, 2000 — Testimony of Paul Fronstin before the Health, Education, Labor and Pensions Committee, Hearing on Health Coverage and Uninsured Americans (T-123)

April 11, 2000 — Testimony of Dallas L. Salisbury before the U.S. House of Representatives, Subcommittee on Social Security, Committee on Ways and Means, Hearing on Efforts to Inform the Public on Social Security (T-122)

*September 21, 1999 — Statement of Jack VanDerhei before the Senate Health, Education, Labor and Pensions Committee, Hearing on Hybrid Pensions (T-121)

June 17, 1999 — Statement of Dallas Salisbury before the Senate Special Committee on Aging, Hearing on Initiatives to Educate the American Public About the Importance of Retirement Savings (T-120)

*June 15, 1999 — Statement of Paul Fronstin before the Committee on Ways and Means, Subcommittee on Health, U.S. House of Representatives, Hearing on Uninsured Americans (T-119)

March 25, 1999 — Testimony of Dallas Salisbury before the House Committee on Ways and Means, Subcommittee on Social Security, Hearing on Social Security's Goals and Criteria for Assessing Reforms (T-118)

*February 24, 1999 — Testimony of Paul Yakoboski before the Senate Finance Committee, Hearing on Increasing Savings for Retirement (T-117)

*June 25, 1998 — Testimony of Paul Fronstin before the Senate Committee on Labor and Human Resources, Hearing on Health Insurance and Older Workers (T-116)

*July 22, 1998 — Testimony of Paul Yakoboski before the Senate Finance Committee, Hearing on New Directions in Retirement Security Policy: Social Security, Pensions, Personal Savings, and Work (T-115)

*June 2, 1998 — Testimony of Dallas Salisbury before the Senate Special Committee on Aging and The Subcommittee on Employer-Employee Relations of the House Committee on Education and the Workforce (T-114)

*May 13, 1998 — Testimony of Dallas Salisbury before the Senate Committee on Governmental Affairs, Subcommittee on International Security, Proliferation, and Federal Services, Hearing on Proposals to Correct Federal Retirement Coverage Errors (T-113). Link to S. 1710

May 5, 1998 — Testimony of Dallas Salisbury before the Committee on Ways and Means, Subcommittee on Oversight, Hearing on Oversight of Various Pension Issues (T-112)

*April 23, 1998 — Testimony of Paul Fronstin before the Committee on Ways and Means, Hearing on Oversight of Tax Law Related to Health Insurance (T-111)

March 10, 1998 — Testimony of Paul Yakoboski before the Ways and Means Subcommittee on Oversight (T-110)

*March 26, 1998 — Testimony of Paul Fronstin before the House Committee on Government Reform and Oversight, Subcommittee on Civil Service (T-109)

February 26, 1998 — Testimony of Craig Copeland before the House Ways and Means Subcommittee on Health (T-108)

*October 23, 1997 — Testimony of Dallas L. Salisbury before the House Committee on Ways and Means, Subcommittee on Social Security (T-107)

*June 24, 1997 — Statement of Kelly Olsen and Paul Yakoboski before the House Committee on Ways and Means, Subcommittee on Social Security, "The Future Of Social Security for This Generation and the Next" (T-106)

March 19, 1997 — Statement of Paul J. Yakoboski before the Committee on Ways and Means, U.S. House Of Representatives (T-104)

March 6, 1997 — Testimony of Dallas L. Salisbury before the Senate Committee on Finance (T-103)

March 6, 1997 — Testimony of Dallas L. Salisbury before the U.S. Senate Special Committee on Aging, Hearing on "Retiring Baby Boomers: Meeting the Challenges" (T-102)

September 24, 1996 — Statement by Paul J. Yakoboski Before the Senate Special Committee on Aging, Hearing on the Future of the Social Security Program (T-101)

October 31, 1995 — Testimony by Dallas L. Salisbury Subcommittee on Civil Service, Committee on Government Reform and Oversight, U.S. house of Representatives, Hearing on Civil Service Reform Private-Sector Compensation and Benefit Issues (T-100)

May 15, 1995 — Statement by Paul Fronstin Before the House Ways and Means Committee, Subcommittee on Health Hearing on Experience in Controlling Costs and Improving Quality in Employ-Based Plans (T-99)

May 12, 1995 — Statement by Paul Fronstin Before the house Ways and Means Committee Subcommittee on Health Hearing on Health Insuracne Portability (T-98)

February 7, 1995 — Submission for the Record by Sarah Snider for the House Ways and Means Committee Hearing on Long-Term Care Tax Clarification (T-97)

February 9, 1995 — Statement by Paul J. Yakoboski Before the Senate Finance Committee Hearing on Individual Retirement Accounts (T-96)

January 31, 1995 — Statement by Paul J. Yakoboski Before the House Ways and Means Committee Hearing on Saving and Investment American Dream Saving Accounts (T-95)

June 17, 1994 — Statement by Dallas L. Salisbury Before the Senate Finance Subcommittee on Deficits, Debt Management, and Long-Term Economic Growth (T-94)

June 10, 1994 — Statement by William S. Custer Before the Senate Finance Subcommittee on Health for Families and the Uninsured (T-93)

February 1, 1994 — Statement by William S. Custer Before the Senate Finance Committee Hearing on Health Insurance Reform (T-92)

November 4, 1993 — Statement by William S. Custer Before the Subcommittee on Health Committee on Ways and Means, U.S. House of Representatives, Hearing on the Impact on Jobs of the Administration's Health Security Act (T-91)

September 21, 1993 — Statement by Paul Yakoboski Before the Subcommittee on Social Security Committee on Ways and Meand, U.S. House of Representatives, Hearing on The Retirement Income Security of the Baby Boom Generation (T-90)

February 2, 1993 — Statement by Dallas L. Salisbury Before the Subcommittee on Labor-Management Relations Committee on Education and Labor, U.S. House of Representatives, Hearing on The Financial Status of the Pension Benefit Guaranty Corporation (T-89)

January 26, 1993 — Statement by Dallas L. Salisbury Before the Subcommittee on Health Committee on Ways and Means, U.S. House of Representatives Hearing on Health Care Reform: Current Trends in Health Care Costs and Health Insurance Coverage (T-88)

September 24, 1992 — Submission by Dallas L. Salisbury Before the Subcommittee on Oversight Committee on Ways and Means on the Effects of Underfunded Defined Benefit Pension Plans on Plan Retirees and Plan Sponsors (T-87)

September 25, 1992 — Statement by Dallas L. Salisbury Before the Senate Finance Committee Subcommittee on Private Retirement Plans and Oversight on the Financial Strength of the Pension Benefit Guaranty Corporation (T-86)

August 26, 1992 — Statement by Dallas L. Salisbury, Paul Yakoboski, and Celia Silverman Before the Subcommittee on Oversight Committee on Ways and Means, U.S. House of Representatives on the Financial Consition of the Pension Benefit Guaranty Corporation (T-85)

August 4, 1992 — Statement by Dallas L. Salisbury Before the Senate Labor and Human Resources Committee Subcommittee on Labor on the Health of the Private Pension System (T-84)

June 9, 1992 — Statement by William S. Custer Before the Committee on Finance, U.S. Senate Hearing on Employment-Based Health Care Reform Proposals (T-83)

November 5, 1991 — Statement by Dallas L. Salisbury Before the Subcommittee on Health Ways and Means Committee, U.S. House of Representatives Hearing on Reitree Health Care (T-82)

July 10, 1991 — Statement by Joseph S. Piacentini on Pension Trends, Small Firms, and Coverage/Simplification Proposals Hearing on "The Illusory Promise of Retirement Security" Before the U.S. House of Representatives Select Committee on Aging Subcommittee on Retirement Income and Employment (T-81)

July 10, 1991 — Statement by Dallas L. Salisbury Before the Committee on the Budget U.S. House of RepresentativesHearing on the Economic and Social Health of the Elderly in America (T-80)

May 16, 1991 — Statement by Dallas L. Salisbury Before the Committee on Finance, U.S. Senate Hearing on Savings and Individual Retirement Accounts (T-79)

May 6, 1991 — Testimony by Jennifer Davis on Retiree Health Benefits: Issues of Structure, Finance, and Coverage Before the Subcommittte on Health Committee on Ways and Means, U.S. House of Representatives, Hearing on Health Insurance Options (T-78)

April 17, 1991 — Statement by Dallas L. Salisbury Before the Committee on Ways and Means, U.S. House of Represetnatives Hearing on Long-Term Strategies for Health Care (T-77)

April 16, 1991 — Statement by Dallas L. Salisbury Before the Committee on Finance, U.S. Senate Hearing on Health Care Costs and Lack of Access (T-76)

July 27, 1990 — Statement by Joseph S. Piacentini on Pension Portability and Preservation: Including findings on the Receipt and Use of Preretirement Lump-Sum Distributions Before the House Select Committee on Aging Subcommittee on Retirement Income and Employment Hearing on Trends and Issues Related to Pension and Welfare Benefit Plans (T-75)

June 5, 1990 — Statement by Dallas L. Salisbury Before the Committee on Small Business, U.S. House of Representatives Hearing on Pension Plan Issues (T-74)

March 23, 1990 — Statement by Dallas L. Salisbury Before the Subcommittee on Private Retirement Plans and Oversight of the Internal Revenue Service of the Senate Finance Committee Hearing on Pension Plan Complexity (T-73)

February 28, 1990 — Statement by Jack VanDerhei on Joint Trusteeship of Pension Plans and Its Impact on Market Performance: A Further Examination Based on EBRI and Form 5500 Data Before the U. S. House Education and Labor Subcommittees on Labor Management Relations Hearings on joint Trusteeship of Pension Plans (T-72)

February 21, 1990 — Statement by Jennifer Davis on on Joint Trusteeship of Pension Plans and Its Impact on Market Performance: an analysis of EBRI Data Before the U. S. House Education and Labor Subcommittees on Labor Management Relations Hearings on joint Trusteeship of Pension Plans (T-71)

September 29, 1989 — Testimony by Dallas L. Salisbury Before the Senate Finance Committee (T-70)

May 26, 1989 — Statement by Jack VanDerhei Before the Subcommittee on Oversight House Committee on Ways and Means Concerning the Role of Pension Plans in the Market for Coproate Control (T-69)

May 24, 1989 — Statement by William S. Custer Before the U.S. House Committee on Ways and Means Subcommittee on Health Hearing on H.R. 1692 the Medical Care Quality Research and Improvement Act of 1989 (T-68)

September 22, 1988 — Testimony by Deborah Chollet Before the U.S. House Committee on Ways and Means Subcommittee on Health Hearing on the Uninsured (T-67)

September 15, 1988 — Testimony by Deborah Chollet Before the U.S. House Committee on Ways and Means Subcommittee on Oversight Hearing on Employer-sponsored Retiree Health Insurance (T-66)

July 25, 1988 — Testimony by Deborah Chollet on Uninsured in the United States: The Nonelderly Population Without Health Insurance Before the Senate Finance Committee Subcommittee on Health Hearing on the Uninsured (T-65)

July 12, 1988 — Statement by Emily S. Andrews on Pension Portability After Temination of Employment Before the Senate Finance Committee Subcommittee on Taxation and Debt Management (T-64)

July 12, 1988 — Statement by Jack VanDerhei and Joseph S. Piacentini Before the House Committee on Ways and Means Subcommittee on Oversight Hearing on the Investment of Pension Assets (T-63)

July 12, 1988 — Statement by Emily S. Andrews on Portability, Preservation, and the Retirement Income System Before the House Committee on Ways and Means Subcommittee on Oversight (T-62)

May 27, 1988 — Statement by Dallas L. Salisbury, Robert Freidland, and Deborah Chollet Before the Senate Finance Committee Subcommittee on Health (T-61)

October 23, 1987 — Statement by Emily S. Andrews on Pension Coverage of Small Employers: Facts, Figures, and Analysis Before the Senate Finance committee Subcommittee on Private Retirement Plans and Ovesight of the Internal Revenue Service (T-60)

July 16, 1987 — Statement by Robert Freidland on Employer-Sponsored Long-Term Care Insurance Before the Task Force on Long-Term Care Health Policies (T-59)

July 1, 1987 — Statement by Deborah Chollet on the Changing Pattern of Health Insurance Coverage Among Nonelderly Families Before the Select Committee on Children, Youth, and Families, U.S. House of Representatives Hearing on American Families in Tomorrow's Economy (T-58)

July 24, 1987 — Testimony by Deborah Chollet on Employer-Sponsored Retiree Health Insurance Plans: Benefit Entitlement, Funding, and the Potential Effects of Regulation Before the Select Committee on Aging, U.S. House of Representatives Hearing on Financing Retiree Health Benefits: Health Security for Retirees (T-57)

May 6, 1987 — Statement by Deborah Chollet on the Erosion of Health Insurance Coverage Among the Nonelderly Population: Public Policy Options and Issues Before the House Committee on Small Business (T-56)

March 31, 1987 — Statement by Robert Freidland on The Feasibility of Employer Provided Long-Term Care Insurance Before the House Committee on Ways and Means Subcommittee on Health (T-55)

March 12, 1987 — Statement by Deborah Chollet Before the House Committee on Ways and Means Subcommittee on Health (T-54)

June 3, 1986 — Statement for the Record by Emily S. Andrews submitted to the U.S. Senate Joint Hearing on Statistical Policy in an Aging America Committee on Labor and Human Resources Subcommittee on Aging and Subcommittee on Energy, Nuclear Profileration and Government Processes (T-53)

June 24, 1986 — Statement by Dallas L. Salisbury, Frank McArdle, and Man-Bing Sze Before the House Committee on Ways and Means Subcommittees on Oversight and Social Security joint Hearing on Pension Plan Underfunding (T-52)

October 17, 1985 — Statement by Emily Andrews on Pension Accurals for Older Workers Before the Senate Commitee on Labor and Human Resources Subcommittee on Aging Hearings on pension Accurals for Older Workers (T-51)

September 6, 1985 — Testimony of Harry Smith, Sun Company, Inc. Before the House Committee on Ways and Means Subcommittee on Oversight and Subcommittee on Social Security Joint Hearing on Reitrement Income Security in the United States (T-50)

September 9, 1985 — Statement by Deborah J. Chollet and Robert Freidland on Employer-Paid Retiree Health Insurance: History and Current Issues Before the Senate Committee on Finance Subcommittee on Savings, Pensions, and Investment Policy (T-49)

September 5, 1985 — Statement by Dallas L. Salisbury on Retirement Income Security in the United States Before the House Committee on Ways and Means Subcommittee on Oversight and Subcommittee on Social Security (T-48)

September 6, 1985 — Testimony by Harry Smith, Sun Company Inc. Before the House Committee on Ways and Means Subcommittee on Oversight and Subcommittee on Social Security Joint Hearing on Reitrement Income Security in the United States (T-47)

July 19, 1985 — Statement by Dallas L. Salisbury on The Impact of the President's Tax Reform Proposal on Employee Benefits Before the Senate Finance Committee (T-46) Appendix

July 11, 1985 — Summary of Statement by Harry Smith, Sun company, Inc. Before the Senate Finance Committee (T-45)

July 5, 1985 — Statement by Dallas L. Salisbury on Retirement Income Security in the United States Before the House committee on Ways and Means Subcommittee on Oversight and Subcommittee on Social Security (T-44)

June 14, 1985 — Statement by Dallas L. Salisbury on Retirement Income Policy Before the Senate Committee on Aging Hearings on the Pension Gamble: Who Wins? Who Loses? (T-43a)

May 9, 1985 — Submission by Dallas L. Salisbury on Tax Reform for the Senate Finance Committee Hearing on Tax Reform (T-43) Appendix

March 21, 1985 — Statement by Emily S. Andrews on Coverage Under Employer Sponsored Plans Before House Committee on Education and Labor Subcommittee on Labor-Management Relations Hearings on the Employee Benefits and the Need for a National Retirement Income Policy (T-42) Hearings held March 21; April 2; and April 3, 1985

March 21, 1985 — Oral Statement by Emily S. Andrews on Coverage Under Employer Sponsored Plans Before House Committee on Education and Labor Subcommittee on Labor-Management Relations Hearings on the Employee Benefits and the Need for a National Retirement Income Policy (T-42a) Hearings held March 21; April 2; and April 3, 1985

January 9 and 10, 1985 — Statement by Sohpie Korczyk on the Investment Performance of Pension Funds Before the U.S. Department of Labor Office of Pension and Welfare Benefit Programs Hearings in New York, NY (T-41)

September 25, 26, and 27, 1984 — Submission by Dallas L. Salisbury on Tax Reform Before the House Committee on Ways and Means Hearing on Tax Reform and Deficit Reduction (T-40)

September 26, 1984 — Statement be Deborah J. Chollet on Regulating Employee Health and Welfare Plans Post ERISA: History and Directions for Change Before House Committee on Education and Labor Subsommittee on Labor-Management Relations (T-39)

September 13, 1984 — Answers to Questions Asked by Congressman Pickle Regarding Employee Benefits and the Tax Code (T-38)

September 17 and 18, 1984 — Statement by Sophie Korczyk on Tax Incentives for Pensions and Flexible Compensation Plans Before the House Committee on Ways and Means Hearing on the Taxation of Employee Benefits (T-37)

September 11, 1984 — Statement by Dallas L. Salisbury on Tax Reform Beofre the Senate Committee on Finance Hearing on Tax Reform (T-36)

September 4, 1984 — Statement by Sophie Korczyk on Pension Accurals for Older Workers Before the House Committee on Education and Labor Subcommittee on Labor-Management Relations (T-35)

September 18, 1984 — Statement by Dallas L. Salisbury on Distribution and Economics of Employer Provided Fringe Benefits Before the House Committee on Ways and Means Subcommittee on Social Security and Subcommittee on Select Revenue Measures (T-34)

August 7 and 9, 1984 — Statement by Dallas L. Salisbury on Tax Reform, Employee Benefits and Economic Security Before the Sentate Committee on Finance (T-33)

September 17 and 18, 1984 — Statement by Deborah Chollet on Assuring Economic Security for Workers: Health, Disability, and Life Insurance Benefits Before the House Committee on Ways and Means Subcommittee on Social Security Hearing on the Distribution and Economics of Employer Provided Fringe Benefits (T-32B)

July 26, 27, and 30, 1984 — Statement by Deborah Chollet on Assuring Economic Security for Workers: Health, Disability, and Life Insurance Benefits Before the Senate Committee on Finance Subcommittee on Taxation and Debt Management Hearing on the Distribution and Economics of Employer Provided Fringe Benefits (T-32)

July 26, 27, and 30, 1984 — Statement by Dallas L. Salisbury on Employee Benefits and Economic Security Before the Senate Committee on Finance Subcommittee on Taxation and Debt Management Hearing on the Distribution and Economics of Employer Provided Fringe Benefits (T-31)

September 17 and 18, 1984 — Statement by Sophie Korczyk on Tax Incentives for Pension and Flexible Compensation Plans for inclusion in the written record for the House Commitee on Ways and Means Subcommittee on Social Security and Subcommittee on Select Revenue Measures Hearing on the Distribution and Economics of Employer Provided Fringe Benefits (T-30)

July 26, 27, and 30, 1984 — Statement by Emily Andrews on the Fairness and Cyclical Costs of Employer Pension Plans: New Survey Findings for inclusion in the written record for the Senate Committee on Finance Subcommittee on Taxation and Debt Management Hearing on Employee Fringe Benefits (T-29-Senate)

September 17 and 18, 1984 — Statement by Emily Andrews for inclusion in the written record for the House Committee on Ways and Means Subcommittee on Social Security and Subcommittee on Select Revenue Measures Hearing on the Distribution and Economics of Employer Provided Fringe Benefits (T-29-House)

March 20, 1984 — Statement by Dallas L. Salisbury Before the House Committee on Ways and Means Subcommittee on Oversight Hearing on the Financial Status of the Pension Benefit Guaranty Corporation's Single Employer Program (T-28)

March 13, 1984 — Statement by Dallas L. Salisbury Before the House Committee on Post Office and Civil Service Hearing Related to the Development of a New Retirement System for Federal Employees Who Are Subject to social Security (T-27)

February 28, 1984 — Statement by Deborah Chollet, Sohpie Korczyk, and Emily Andrews Before the House Committee on Ways and Means Hearing on Administration and Other Proposals Concerning Tax Shelters, Accounting Abuses, and Corproate and Securities Reform (T-26)

October 26, 1983 — Statement by Deborah Chollet Before the Senate Special Committee on Aging Hearing on Health Care Cost Containment (T-25)

September 28, 1983 — Statement by Dallas L. Salisbury Before the House Committee on Education and Labor Subcommittee on Labor Standards Hearing on HR3930 The Single Employer Pension Plan Amendments Act of 1983 (T-24)

October 4, 1983 — Statement by Dallas L. Salisbury for the record for the Sentate Committee on Labor and Human Resources Subcommittee on Labor Hearing on S 916 Women's Pension Equity (T-23)

September 29, 1983 — Statement by Dallas L. Salisbury for the record for the House Committee on Education and Labor Subcommittee on Labor-Management Relations Hearing on Women's Pension Equity (T-22)

September 29, 1983 — Statement by Dallas L. Salisbury for the record for the House Select Committee on Aging Hearing on Corporate Miuse of Pension Assets (T-21)

September 19, 1983 — Submission for the record by Dallas L. Salisbury for the Senate Committee on Finance Subcommittee on Savings, Pensions, and Investment Policy Hearing on S 1066 (T-20)

June 28 and 29, 1983 — Statement by Dallas L. Salisbury and Sylvester J. Schieber Before the Senate Committee on Finance Hearings on Tax Expenditures (T-19)

June 22, 1983 — Statement by Dallas L. Salisbury and Deborah Chollet Before the Senate Committee on Finance Hearing on the Tax Treatment of Employee Benefits (T-18)

June 14, 1983 — Statement by Sylvester Schieber Before the house Special Committee on Aging Hearing on Women's Pension Equity (T-17)

June 14, 1983 — Statement by Dallas L. Salisbury Before the U.S. Department of Labor ERISA Advisory Council Meeting to study issues involved in the social investment of pension plan assets (T16)

June 20 and 21, 1983 — Statement by Dallas L. Salisbury and Sylvester J. Schieber Before the Senate Committee on Finance Hearing on Pension rights for Women (S 19 and S 888) (T-15)

April 11, 1983 — Statement by Sylvester J. Schieber on the Effect on Private Pension Plans of Pension Provisions of the Tax Equity and Fiscal Responsibility Act of 1982 Before the Senate Committee on Finace Subcommittee on Savings, Pensions, and Investment Policy (T-14)

February 23, 1983 — Statement by Sylvester J. Schieber on Social Security Financing Before the Senate Committee on Finance (T-13)

February 4, 1983 — Statement by Sylvester J. Schieber on the Financing of Federal Work Related Retirement Entitlement Programs Before the Senate Budget Committee (T-12)

February 8, 1983 — Statement by Sylvester J. Schieber on Social Security Financing Before the House Committee on Ways and Means Subcommittee on Social Security (T-11)

March 21, 1983 — Statement by Dallas L. Salisbury on The Current Health and Future Prospects for Defined Benefit Pension Plans Before the Senate Committee on Labor and Human Resources Subcommittee on Labor (T-10)

June 8, 1982 — Statement by Sylvester J. Schieber The Pension Tax Equity Act of 1982 HR 6410 Before the House Committee on Ways and Means (T-9)

June 7, 1982 — Statement Submitted for the Record by Sophie Korczyk the Funding Status of Private Pension Plans to the House Select Committee on Aging (T-8)

May 19, 1982 — Statement by Sophie Korczyk on the Funding Status of Private Pension Plans Before the Senate Committee on Labor and Human Resources Subcommittee on Labor (T-7)

November 4, 1981 — Statement by Dallas L. Salisbury Submitted for the Record on S 1541 to the Senate Committee on Labor and Human Resources Subcommittee on Labor (T-6)

May 15, 1981 — Statement by Dallas L. Salisbury on The President's Commission on Pension Policy Report, "Coming of Age: toward a National Retirement Income Policy" Before the Senate Committee on Finance Subcommittee on Savings, Pensions, and Investment Policy (T-5)

May 1, 1981 — Statement by Dallas L. Salisbury on the Future of Retirement Savings in America Before the House Select Committee on Aging (T-4)