What's New - July 2015

Index to All Months


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[7/7/15] U.S. News & World Report: “How Your Retirement Account Balance Compares to Your Peers

[7/7/15] CNN Money: “Your 401(k) may nosedive after Greece’s ‘No’ vote - but don’t panic

[7/7/15] Bank of America Merrill Lynch Workplace Insights™: “Simplify the Path to Financial Wellness: Four Strategies to Help Increase 401(k) Participation

[7/7/15] USA Today: “What is an annuity, and is one right for you?

[7/7/15] Center for State & Local Government Excellence: Retirement Security Summit: The Evolving Social Contract [“On June 9, 2015, SLGE convened a Retirement Security Summit in order to explore pension and health benefit changes, retirement income trends, the implications of shifting demographics, and the evolving social contract with employees.” - Note: EBRI president and CEO Dallas Salisbury delivered the keynote address. This webpage includes a link to the video of the event, as well as links to speaker presentations.]

[7/7/15] Employee Benefit Adviser: “Aetna, Humana merger offers potential positives and negatives for employers

[7/7/15] UMB Healthcare Services Perspective: “HSAs Build Long-Term Wealth with Tax-Favored Savings

[7/7/15] Human Resource Executive Online: “Controlling Pharmacy Costs

[7/7/15] America’s Health Insurance Plans: “What’s Behind Health Insurance Premiums?

[7/7/15] Lockton Health Reform and Compliance: “New Trade Bill Escalates ACA Reporting Penalties, Resuscitates Health Coverage Tax Credit

[7/6/15] NAPA Net: “A Dip in Values for Those June 30 Statements?

[7/6/15] U.S. Bureau of Labor Statistics Beyond the Numbers: Pay & Benefits: “Selected characteristics of savings and thrift plans for private industry workers

[7/6/15] PlanSponsor: “2015 Recordkeeping Survey

[7/6/15] Fox Business: “Judge rules for Montana teachers’ union in pension benefits lawsuit

[7/6/15] U.S. News & World Report: “5 Steps to Dump Debt During Your Senior Years

[7/6/15] Internal Revenue Service: “Get to Know the Small Business Health Care Tax Credit” [IRS Health Care Tax Tip 2015-38, July 1, 2015]

[7/6/15] Harvard Business Review: “Using Data to Increase Patient Engagement in Health Care

[7/6/15] Physicians for a National Health Program: “Sound the alarm: The private insurance exchanges are coming!

[7/6/15] NextAvenue: “Is Obamacare Becoming the Unaffordable Care Act? Consumer-driven health care is sending out-of-pocket costs soaring

[7/6/15] Buck Consultants FYI® In-Depth: “California and Massachusetts Employers Feverishly Prepare for Paid Sick Leave

[7/2/15] Inc.: “The 4 Best Ways to Keep Your Employees Happy

[7/2/15] U.S. Bureau of Labor Statistics: “Part-time private-industry workers less likely to have access to benefits in 2013

[7/2/15] Employee Benefit Adviser: “Towers Watson, Willis merger would expand private exchanges

[7/2/15] PlanSponsor: “HSAs a Growing Retirement Savings Opportunity

[7/2/15] Computerworld: “Are You Ready for the ‘Data Tsunami’ from the Affordable Health Care Ruling?

[7/2/15] Congressional Research Service: Health Benefits for Members of Congress and Designated Congressional Staff

[7/2/15] BenefitsPro: “Leakage from 401(k) loans, defaults is greater than thought

[7/2/15] CNBC.com: “The downside of automatic 401(k) enrollment

[7/2/15] TIME: “3 Retirement Loopholes That Are Likely to Close

[7/2/15] U.S. Census Bureau: Summary of the Quarterly Survey of Public Pensions for 2015:Q1 - Pension Assets Reach All-Time High in First Quarter of 2015 [Released June 30, 2015]

[7/2/15] Governmental Accounting Standards Board GASB In Focus: “GASB Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans; GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions

[7/2/15] BusinessofBenefits.com: “Fiduciary Liability for 403(b) Non-ERISA Plans?

[7/1/15] BrightScope and Investment Company Institute: The BrightScope/ICI Defined Contribution Plan Profile: A Close Look at ERISA 403(b) Plans

[7/1/15] The Huffington Post [Blog]: “IRA Balances Increase With the Rise in Contribution Limits

[7/1/15] CNBC.com: “State budget balancing is putting pensions at risk

[7/1/15] Governmental Accounting Standards Board: Statement No. 73 of the Governmental Accounting Standards Board: Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68

[7/1/15] Buck Consultants’ FYI®: “Multiemployer Plan Benefit Suspension Guidance Is Here

[7/1/15] NAPA Net: “Case of the Week: Roth IRA Beneficiary Options

[7/1/15] BenefitsPro: “Top 10 reasons you should implement wellness

[7/1/15] Forbes: “How You Can Use Your Company Health Benefits to Strengthen Employee Engagement

[7/1/15] PolitiFact and Austin American-Statesman: “Donna Howard says Texas No. 1 in uninsured residents across the board

[7/1/15] Kaiser Family Foundation Issue Brief: “Medicare Advantage 2015 Spotlight: Enrollment Market Update

What's new at EBRI this month:

EBRI 2015 Spring Policy Forum: "Evidence on Defined Contribution Health and Retirement: The Road Ahead" [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI 2014 Fall Policy Forum: “Measured Matters” [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI's Recent Media Coverage

“EBRI Now on Twitter” [EBRI Press Release, 2/6/09]

401(k) Balances and Changes Due to Market Volatility


June 2015 EBRI Issue Brief - "Intra-Family Cash Transfers in Older American Households"

June 2015 EBRI Notes - "Self-Insured Health Plans: State Variation and Recent Trends by Firm Size, 1996-2013" and "Auto-IRAs: How Much Would They Increase the Probability of 'Successful' Retirements and Decrease Retirement Deficits? Preliminary Evidence from EBRI's Retirement Security Projection Model"


What's new in employee benefits:

The following items have been added to the Government Accountability Office's Web site in Portable Document (PDF) format:

401(K) Plans: Frequent and Collective Trading Are Uncommon and Not a Significant Concern for Plan Participants, Sponsors, or Mutual Funds. GAO-15-427R, May 14.

Retirement Security: Most Households Approaching Retirement Have Low Savings. GAO-15-419, May 12. Highlights. Podcast.

Unemployment Insurance: States' Reductions in Maximum Benefit Durations Have Implications for Federal Costs. GAO-15-281, April 22. Highlights.

Contingent Workforce: Size, Characteristics, Earnings and Benefits. GAO-15-168R, April 20.

Private Health Insurance: Early Evidence Finds Premium Tax Credit Likely Contributed to Expanded Coverage, but Some Lack Access to Affordable Plans. GAO-15-312, March 23. Highlights.

Private Pensions: Participants Need Better Information When Offered Lump Sums That Replace Their Lifetime Benefits. GAO-15-74, January 27. Highlights.


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Updated 7/7/15