What's New - October 2014

Index to All Months

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[10/31/14] U.S. Bureau of Labor Statistics: Employment Cost Index - September 2014 [News Release]

[10/31/14] Jackson Lewis P.C.: “Latest Employer Wellness Plan to Draw EEOC Fire includes Biometric Screening Requirement

[10/31/14] Bloomberg BNA: “As Employers Try to Avoid ACA Excise Tax, Lower-Cost Health Plans Face Biggest Test

[10/31/14] Families USA: “How Halbig and Three Related Cases Could Affect Health Insurance Under the Affordable Care Act

[10/31/14] The Wall Street Journal [Blog]: “Poll: Obamacare Is Not a Big Issue With Midterm Voters

[10/31/14] Vanguard: “More pension relief from low rates--but is it worth it?

[10/31/14] NAPA Net: “Judge OKs Stockton’s Pension Deal, Bankruptcy Exit

[10/30/14] Buck Consultants’ FYI® Alert: “Additional Guidance on HPID Requirements for Self-Insured Plans

[10/30/14] The Segal Group: Health Benefit Cost Trends in 2015: Expect More Variation [Infographic]

[10/30/14] The Commonwealth Fund Issue Brief: “What Will Be the Impact of the Employer Mandate on the U.S. Workforce?

[10/30/14] USA Today: “Retirees sue GE over health coverage

[10/30/14] Alston & Bird LLP: “Do You Need to Send an Annual Notice to Plan Participants?

[10/30/14] NASRA Issue Brief: “Public Pension Plan Investment Return Assumptions” [Updated October 2014]

[10/30/14] Osler, Hoskin & Harcourt LLP: “De-Risking at Risk? Lawmakers Urge Changes

[10/30/14] Plan Sponsor: “Society of Actuaries Approves Updated Mortality Numbers

[10/30/14] ASPPA® Net: “ERISA at 40: Intended, and Unintended, Consequences

[10/30/14] Ogletree Deakins: “Impact of Supreme Court’s Recent Actions on Employee Benefits

[10/29/14] Internal Revenue Service: Employee Plans News [Oct. 27, 2014]

[10/29/14] Plan Sponsor: “Some Context Around 2015 Deferral Limit Increases

[10/29/14] Journal of Accountancy: “Defined contribution plans can offer deferred annuities to older participants

[10/29/14] Financial Advisor: “Treasury’s Iwry: Obama Administration Favors Consolidation of Retirement Savings

[10/29/14] NAPA Net: “Future of Fiduciary Regs Remains Murky

[10/29/14] Plan Adviser: “$460B in DC Plan Assets Could Take Wing

[10/29/14] Society for Human Resource Management: “Surge in Employees’ Share of Health Costs

[10/29/14] U.S. Small Business Administration: “SHOP Early Access Available to Small Businesses in Five States

[10/29/14] Kaiser Family Foundation: “Preventive Services Covered by Private Health Plans under the Affordable Care Act

[10/29/14] National Committee for Quality Assurance: The State of Health Care Quality, 2014

[10/28/14] Bank of America Merrill Lynch Workplace Insights™: “401(k) Wellness Scorecard -- For quarter ending June 30, 2014

[10/28/14] Millennium Trust Company: How Big Is the Problem? The High Cost of Accounts Left Behind

[10/28/14] Omaha.com: “Worried about the market? Focus on what you can control

[10/28/14] Pension Benefit Guaranty Corporation: “Premium Rates

[10/28/14] Society of Actuaries: RP-2014 Mortality Tables [“The Society of Actuaries' (SOA’s) Retirement Plans Experience Committee (RPEC) has released the final report of the RP-2014 Mortality Tables. The primary focus of this study was a comprehensive review of recent mortality experience of uninsured private retirement plans in the United States. The RP-2014 mortality tables presented in this report and the Mortality Improvement Scale MP-2014 presented in the companion report form a new basis for the measurement of retirement program obligations in the United States.”]

[10/28/14] Bloomberg Businessweek: “Detroit Pension Debt Holders End Last Objection to Plan

[10/28/14] United Benefit Advisors: “Thirty-Two Percent of Employers Delayed Health Plan Renewal Date to December 2014 to Avoid Rate Increases, Survey Finds

[10/28/14] Urban Institute: Monitoring the Impact of the Affordable Care Act on Employers [Literature Review]

[10/28/14] Fidelity: “Paying thousands before health insurance even kicks in

[10/28/14] AARP: Planning for Health Care Costs in Retirement: A 2014 Survey of 50+ Workers

[10/28/14] Oxford Economics: All Work and No Pay: The Impact of Forfeited Time Off

[10/28/14] National Academy of Social Insurance: Americans Make Hard Choices on Social Security: A Survey with Trade-Off Analysis

[10/24/14] American Institutes for Research Issue Brief: “A Little Knowledge Is a Risky Thing: Wide Gap in What People Think They Know About Health Insurance and What They Actually Know

[10/24/14] Plan Sponsor: “Employer ACA Readiness Checkup

[10/24/14] Health Care Attorneys P.C.: “Can Dependents Trigger a §4980H(a) Penalty or §4980H(b) Penalty?

[10/24/14] Lockton Health Reform and Compliance: “More States Recognize Same-Sex Marriages: No Mandate Yet that Self-Funded ERISA Plans Extend Coverage to Same-Sex Spouses

[10/24/14] Sibson Consulting’s Capital Checkup: “2015 Medicare Premiums, Deductibles and Coinsurance

[10/24/14] Russell Investments Fiduciary Matters blog: “October’s volatile markets hit pension plan funding

[10/24/14] Benefits Quarterly: “Retirement Savings Flows and Financial Advice: Should You Roll Over Your 401(k) Plan?

[10/24/14] Internal Revenue Service: “IRS Announces 2015 Pension Plan Limitations; Taxpayers May Contribute up to $18,000 to their 401(k) Plans in 2015” [IR-2014-99, Oct. 23, 2014]

[10/24/14] NAPA Net: “Retirement ‘Not Happening’ -- For Those With No Retirement Plan

[10/24/14] Bloomberg BNA: “Verizon Wins Challenge to Pension Transfer; Investment Guidelines Need Not Be Disclosed

[10/23/14] Kaiser Health News: “More Plans Setting Spending Limits for Some Medical Services

[10/23/14] The Wall Street Journal: “Companies Try to Escape Health Law’s Penalties

[10/23/14] Ameriprise Financial: Health, Wealth and Retirement Study

[10/23/14] NAPA Net: “Senators Call for Guidance on Pension De-risking

[10/23/14] Investment Company Institute: “Frequently Asked Questions About 401(k) Plans

[10/23/14] Vanguard Blog for Institutional Investors: “Are out-of-plan annuitization options overlooked?

[10/23/14] Financial Finesse Reports: State of U.S. Employee Retirement Preparedness

[10/23/14] TIME: “22% of Workers Would Rather Die Early Than Run Out of Money

[10/23/14] Investment News: “Borzi taking a back seat on fiduciary -- DOL conflicts-rule champion steps back while secretary meets with industry

[10/23/14] Social Security Administration Fact Sheet: “OASDI and SSI Program Rates & Limits, 2015

[10/22/14] The Wall Street Journal: “How to Pick the Right Health Plan for 2015 -- It’s Open-Enrollment Time, and Many Employers Are Changing Their Offerings

[10/22/14] Towers Watson Insider: “House Approves Health Care Bills Before November Elections

[10/22/14] Health Affairs [Blog]: “Will Employers Favor Private Exchanges Over Coverage Sponsorship?

[10/22/14] Leonard Davis Institute of Health Economics and Robert Wood Johnson Foundation: Essential Health Benefits: 50-State Variations on a Theme

[10/22/14] NAPA Net: “Connecticut Seeks Input on State-sponsored Retirement Plan

[10/22/14] BenefitsPro: “Forget pensions, retirees better off with 401(k)s, ICI says

[10/22/14] The Washington Post:What to do if your pension is frozen

[10/22/14] U.S. News & World Report: “Put a Lid on Your 5 Biggest Retirement Expenses

[10/22/14] Plan Sponsor: “U.S. Not as Proactive with Pensions as Other Countries

[10/22/14] U.S. Department of Labor, Employee Benefits Security Administration: 174th Meeting of the Advisory Council on Employee Welfare and Pension Benefit Plans; Notice of Meeting [as published in the Federal Register on Oct. 22, 2014 - The open meeting of the Advisory Council will be held on Nov. 3-4, 2014.] - [Note: The purpose of the open meeting is for the Advisory Council members to finalize the recommendations they will present to the Secretary on the issues of (1) PBM Compensation and Fee Disclosure, (2) Outsourcing Employee Benefit Plan Services, and (3) Issues and Considerations around Facilitating Lifetime Plan Participation.]

[10/21/14] CFO: “A Benefits Balancing Act: CFOs consider how to manage the financial risk of benefits while giving employees what they want -- and need

[10/21/14] Plan Sponsor: “DC Participants Get Jumpy on Equity Holdings

[10/21/14] ICI Research Perspective: “A Look at Private-Sector Retirement Plan Income After ERISA, 2013

[10/21/14] Transamerica Center for Retirement Studies: The Retirement Readiness Challenge: Five Ways Employers Can Improve Their 401(k)s -- 15th Annual Transamerica Retirement Survey

[10/21/14] The Motley Fool: “Do Government Jobs Still Have the Best Retirement Plans?

[10/21/14] TIME: “California Judge Rules That There’s Nothing Sacred About Pension Promises

[10/21/14] Fidelity Investments: HSAs and the Coming “Cadillac” Tax

[10/21/14] SHRM Foundation’s Effective Practice Guideline Series: Leveraging Workplace Flexibility for Engagement and Productivity [Sponsored by SuccessFactors]

[10/20/14] U.S. Bureau of Labor Statistics: “Trends in employment-based health insurance coverage

[10/20/14] Manhattan Institute for Policy Research: Health Savings Accounts Under the Affordable Care Act: Challenges and Opportunities for Consumer-Directed Health Plans

[10/20/14] Global Association of Risk Professionals: “Obamacare Refutes Prediction of Corporate America Cost Increases

[10/20/14] PBS NewsHour: “Modest premium hikes, higher consumer costs likely for job-based plans

[10/20/14] Society for Human Resource Management: “To ‘SHOP’ or Not: Finding the Right Exchange Path -- The Small Business Health Options Program (SHOP) is relaunching with improvements

[10/20/14] NAPA Net: “Survey: Healthy Workers Are Better Savers

[10/20/14] Pension Benefit Guaranty Corporation: “Technical Update 14-2: Effect of HATFA on 4010 Reporting

[10/20/14] USA Today: “Companies hiring, giving raises, offering 401(k)s

[10/20/14] Plan Sponsor: “Court Dismisses Stock Drop Case Against UBS

[10/20/14] Bloomberg Businessweek: “The Hidden Risk in the World’s Best Pension System

[10/17/14] Center for State & Local Government Excellence [Presentation]: The Primary and Supplemental Retirement Plans of State and Local Governments

[10/17/14] Plan Sponsor: “Higher Education Plan Sponsors Step Up Their Game

[10/17/14] Russell Investments: “DB plan funding in a pension stabilization world

[10/17/14] Internal Revenue Service: Employee Plans News [Oct. 15, 2014]

[10/17/14] Plan Adviser: “Americans Not Investing Properly for the Long Term

[10/17/14] USA Today: “Q&A: Retirement investing advice in volatile market

[10/17/14] Forbes: “Nearing Retirement? Time to Tackle Your Debt

[10/17/14] Financial Advisor: “Life Insurance as a Retirement Solution

[10/17/14] International Foundation of Employee Benefit Plans [Blog]: “DOL Taking Hard Look at ERISA Health Plans

[10/17/14] CFO: “Health Care at the Gate

[10/16/14] Unum: Benefits Buyers Study: 2015 Outlook - New Perspectives on Balancing Employer Costs and Employee Protection

[10/16/14] Mercatus Center, George Mason University: The Affordable Care Act and the New Economics of Part-Time Work

[10/16/14] CNBC.com: “Older Americans are ill-prepared for hefty health-care costs: Study

[10/16/14] SCOTUSblog: “Health care subsidy challengers see dire problems soon

[10/16/14] Beyond the Numbers: Pay and Benefits (BLS): “An analysis of multiemployer pension plans

[10/16/14] Plan Sponsor: “No Strong Participant Reaction to Market Swings

[10/16/14] Fiduciary News: “Explaining 401k Investing Basics Through the Lens of History

[10/16/14] TIME: “3 Little Mistakes That Can Sink Your Retirement

[10/16/14] International Business Times: “In 401(k) Fee Case, Supreme Court Tackles Future of Retirement Savings

[10/16/14] Plan Adviser: “Appellate Court Upholds DC to DB Transfer Elimination

[10/15/14] Benefits Bryan Cave: “Check it Out and Check it Off: 2015 Group Health Plan Checklist

[10/15/14] CFO: “Companies Move Cautiously on Private Health Exchanges

[10/15/14] Healthcare Design: “On-Site Corporate Clinics Provide Business Class Care

[10/15/14] The Associated Press-NORC Center for Public Affairs Research: Privately Insured in America: Opinions on Health Care Costs and Coverage

[10/15/14] LifeHealthPro: “State pension gaps shrink for first time since ‘07

[10/15/14] NTSA Net: “Automatic Enrollment Is Getting a Lot of Attention, but Can It Be Done in Non-ERISA Plans?

[10/15/14] NEPC: NEPC 2014 Defined Contribution Plan & Fee Survey: What Plan Sponsors Are Doing Now

[10/15/14] PIMCO DC Dialogue: “Farewell to Company Stock, or Not?” [“In this PIMCO DC Dialogue, we speak with Jamie Fleckner, partner and ERISA litigation practice leader at Goodwin Procter LLP, about defined contribution litigation and the potential effect of the recent Supreme Court decision in Fifth Third Bancorp v. Dudenhoeffer on offering company stock to defined contribution plan participants.”]

[10/15/14] TIME: “Why Your Retirement Fund Is Riskier Than You Thought

[10/15/14] The Washington Post: “Nearly half of Americans haven’t planned how much they need to retire

[10/14/14] Monthly Labor Review: “Trends in employment-based health insurance coverage: evidence from the National Compensation Survey

[10/14/14] U.S. Department of Labor Employee Benefits Security Administration: FAQs about Affordable Care Act Implementation (Part XXI) [Limitations on Cost-Sharing under the ACA - Reference Pricing]

[10/14/14] Kaiser Health News: “Study Finds Savings Low for Employers Capping Their Payments for Treatments

[10/14/14] Forbes: “Who Is Paying the Health Care Bill? Not the Patient

[10/14/14] Segal Consulting Capital Checkup: “IRS Releases Draft Instructions on Affordable Care Act Reporting that Help Clarify the Requirements for Multiemployer Plans

[10/14/14] Milliman Multiemployer Pension Funding Study: “Multiemployer plans’ investments performed well in 2013, but the impact of negative returns in 2008 continues to haunt. Why are so many plans still stuck in the mud?

[10/14/14] Kiplinger: “The Pros and Cons of Cash Balance Pension Plans

[10/14/14] Buck Consultants FYI®: “Changes to Connecticut’s Paid Sick Leave Law Coming Soon

[10/10/14] LifeHealthPro: “Survey flags best practices in employee benefits

[10/10/14] TIME: “The Biggest Healthcare Benefits Decision You’ll Have to Make This Year

[10/10/14] Segal Consulting Health Care Reform Insights: “Affordable Care Act’s Excise Tax on High-Cost Health Plans

[10/10/14] Cobalt Community Research: Health and OPEB Funding Strategies: 2014 National Survey of Governments [“This 6th year study of state and local governments and school districts tracks budget and staffing expectations and strategies to address employee and retiree health costs.”]

[10/10/14] Merrill Lynch: Health and Retirement: Planning for the Great Unknown [A Merrill Lynch Retirement Study conducted in partnership with Age Wave]

[10/10/14] NAPA Net: “Small Biz Owners Say Workers Should Be Saving 10%-19% of Pay

[10/10/14] Plan Sponsor: “Too Early to Hit the PIMCO Panic Button

[10/10/14] CBS News: “Why so many workers retire earlier than planned

[10/10/14] Fidelity Investments: The Fidelity Investments® Millennial Money Study: Facts, Figures and Findings

[10/10/14] Reuters: “Illinois pension reform law challenges to be argued next month

[10/9/14] Internal Revenue Service: Additional Permitted Election Changes for Health Coverage under § 125 Cafeteria Plans [Notice 2014-55]

[10/9/14] Buck Consultants FYI®: “Final Regulations Address Limited-Scope Vision and Dental Benefits and EAPs

[10/9/14] Plan Sponsor: “EEOC Files Another Lawsuit over Wellness Program

[10/9/14] Kaiser Health News: “30,000 Walmart Part-Time Workers To Lose Health Benefits

[10/9/14] The Edwardsville Intelligencer: “Heed Save for Retirement Week’s message

[10/9/14] Bipartisan Policy Center: A Diversity of Risks: The Challenge of Retirement Preparedness in America

[10/8/14] Milliman 100 Pension Funding Index: “Milliman analysis: Corporate pension funded status improves by $26 billion in September, the best month of 2014 so far

[10/8/14] Towers Watson Insider: “DOL Updates Guidance on Locating Missing Plan Participants

[10/8/14] Plan Sponsor: “Form 5500 Data Highlights DB to DC Shift

[10/8/14] NAPA Net: “Sized Up: Firm Size and Plan Sponsorship Rates

[10/8/14] TIME: “8 Things You Must Do Before You Retire

[10/8/14] Global Association of Risk Professionals: “The 401(k) Conundrum: Lots of Cash, No Best Way to Make It Last

[10/8/14] The Washington Post: “Wal-Mart to end health insurance coverage for some part-time workers

[10/8/14] The Wall Street Journal [Opinion]: “Income Inequality and Rising Health-Care Costs

[10/7/14] The Wichita Eagle: “Higher health insurance deductibles giving workers pain

[10/7/14] The Institute for HealthCare Consumerism: “What’s Next for the Affordable Care Act: The Cadillac Tax and Its Impact on the Market

[10/7/14] SCOTUSblog: “New debate over health care subsidies

[10/7/14] Plan Sponsor: “Higher Education Institutions Focused on Health Benefit Changes

[10/7/14] TIME: “Smart Moves for Controlling Health Care Costs in Retirement

[10/7/14] LifeHealthPro: “Supreme Court to address 401(k) fees

[10/7/14] Towers Watson: Plan Sponsors Raising the Bar: Investment Trend Highlights -- 2014 U.S. Defined Contribution Sponsor Survey and Commentary

[10/7/14] ConsumerReports.org: “Why your retirement calculator may be wrong -- Before plugging in the numbers, make sure your assumptions are right

[10/6/14] NAPA Net: “Abstract ‘Art’: 401(k) Plans, Participants Continue to Expand

[10/6/14] ICI Research Perspective: “Who Gets Retirement Plans and Why, 2013

[10/6/14] Times Herald-Record: “Your Finances: Investing key is dollar-cost averaging habit

[10/6/14] InsuranceNewsNet: “Plugging the Retirement Savings Drain

[10/6/14] Plan Sponsor: “The Who, What and When of RMDs

[10/6/14] Buck Consultants FYI®: “Hybrid Plan Regulations Relax Market Rate of Return

[10/6/14] Healthcare Payer News: “Walgreens raises wellness ante

[10/6/14] CNBC.com: “Top tips to maximize your health savings account

[10/3/14] The Segal Group: 2015 Segal Health Plan Cost Trend Survey

[10/3/14] HRBenefitsAlert.com: “Are CDHPs having the opposite effect on staffers’ health?

[10/3/14] Internal Revenue Service: Retirement News for Employers [Oct. 2, 2014]

[10/3/14] TIME: “Here’s the Least Understood Cost of a 401(k) Loan

[10/3/14] Calpensions: “Bankruptcy judge: CalPERS pensions can be cut

[10/3/14] Principal Financial Group: Best Practices in Employee Financial Security, 2014 -- Lessons learned from leading small and medium-sized businesses

[10/3/14] NAPA Net: “’Ultimate’ Authority: Third Circuit Tosses ‘Excessive Fee’ Suit

[10/3/14] Plan Sponsor: “Supreme Court Will Hear Tibble v. Edison Case” [401(k) fee litigation case]

[10/2/14] U.S. Department of Labor Employee Benefits Security Administration:

[10/2/14] Towers Watson: “U.S. Employers Looking to Enhance 401(k) Investment Structures, Towers Watson Survey Finds

[10/2/14] USA Today: “Borrowing from 401(k) can cost more than you think

[10/2/14] U.S. Census Bureau: Summary of the Quarterly Survey of Public Pensions for 2014:Q2 -- Total Holdings and Investments of Major Public Pension Systems Increased to $3.4 Trillion; Remains the Highest Level Since Survey Began in 1968 [Released September 2014]

[10/2/14] SEI: Lump Sum Term-Vested Payouts -- Is Now the Time?

[10/2/14] NorthJersey.com: “What to watch for this open enrollment season

[10/2/14] Plan Sponsor: “Self-Funding Health Benefits Another Cost-Saving Strategy

[10/2/14] Benefits Bryan Cave: “Dealing with Changes to an Employee’s Measurement Period

[10/1/14] U.S. Departments of the Treasury (IRS), Labor (EBSA), and Health & Human Services: Amendments to Excepted Benefits; Final rules [as published in the Federal Register on October 1, 2014]

[10/1/14] SCOTUSblog: “Federal judge limits health care subsidies

[10/1/14] Yahoo! Finance: “Why you hate Obamacare but love your own health plan

[10/1/14] Center for Retirement Research at Boston College Brief: “Can PBGC Save Multiemployer Plans?

[10/1/14] Conference of Consulting Actuaries Public Plans Community: Actuarial Funding Policies and Practices for Public Pension Plans [White Paper]

[10/1/14] Plan Sponsor: “Retirement Plan Investors Eye PIMCO Total Return With Caution

[10/1/14] The Wall Street Journal: “The Imaginary Retirement-Income Crisis

[10/1/14] FINRA Investor Education Foundation: “Thinking Money: The Psychology Behind Our Best and Worst Financial Decisions” is a new FINRA Foundation documentary that uses a mix of humor, on-the-street interviews and provocative insights from innovative thinkers to explore why we spend, why we save (or don't) and how we think about money. [Note: The program premieres Wed., Oct. 1, on Maryland Public Television, releasing Oct. 16 by American Public Television to public television stations nationwide.]

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What's new at EBRI this month:

EBRI 2014 Spring Policy Forum: “’Crisis’ Management: Uncertainty and the Workplace” [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI 2013 Fall Policy Forum: “Employee Benefits: Today, Tomorrow, and Yesterday” [“gavel-to-gavel” webcast - Prerecorded broadcast available through the International Foundation of Employee Benefit Plans]

EBRI's Recent Media Coverage

“EBRI Now on Twitter” [EBRI Press Release, 2/6/09]

401(k) Balances and Changes Due to Market Volatility

Publications:

September 2014 EBRI Issue Brief - "Quality of Health Care After Adopting a Full-Replacement, High-Deductible Health Plan With a Health Savings Account: A Five-Year Study"

September 2014 EBRI Notes - "How Does Household Expenditure Change With Age for Older Americans?" and "2014 Health and Voluntary Workplace Benefits Survey: Most Workers Continue to be Satisfied With Their Own Health Plan, but Growing Number Give Low Ratings to Health Care System"

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What's new in employee benefits:


The following items have been added to the Government Accountability Office's Web site in Portable Document (PDF) format:

Reports
Pension Plan Valuation: Views on Using Multiple Measures to Offer a More Complete Financial Picture. GAO-14-264, September 30. Highlights.

Patient Protection And Affordable Care Act: Largest Issuers of Health Coverage Participated in Most Exchanges, and Number of Plans Available Varied.
GAO-14-657, August 29. Highlights.

Health Prevention: Cost-effective Services in Recent Peer-Reviewed Health Care Literature. GAO-14-789R, August 11.

Testimony
Statement for the Record: Individual Retirement Accounts: Preliminary Information on IRA Balances Accumulated as of 2011, by James R. McTigue, director, strategic issues, and Charles A. Jeszeck, director, education, workforce, and income security issues, to the Senate Committee on Finance. GAO-14-878T, September 16. Highlights.
["This statement was amended on October 22, 2014, to revise the estimated individual retirement account and defined contribution plan accumulations for our illustrative contribution scenarios with balances invested in an S&P 500 portfolio. The original estimates used a price index that did not include reinvested dividends. Table 2 and the text on page 8 have been updated to reflect total returns on the investments."]

Statement for the Record: Individual Retirement Accounts: Preliminary Information on IRA Balances Accumulated as of 2011, by James R. McTigue, director, strategic issues, and Charles A. Jeszeck, director, education, workforce, and income security issues, to the Senate Committee on Finance. GAO-14-878T, September 16. Highlights.

Older Americans: Inability to Repay Student Loans May Affect Financial Security of a Small Percentage of Retirees, by Charles A. Jeszeck, director, education, workforce, and income security, before the Senate Special Committee On Aging. GAO-14-866T, September 10. Highlights.

If a title link above no longer works, click here for the GAO home page and search for the report by keyword or report number. Click here to browse by date, topic, or agency.   Searches for reports can also be conducted in the Government Accountability Office (GAO) Reports Online via GPO Access database.

If your computer does not already have the free Adobe Acrobat viewer software to read PDF files, click here for the one-time download necessary to read PDF publications.

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Updated 10/31/14