July 2008 - EBRI Issue Brief "EBRI 2008 Recent Retirees Survey: Report of Findings," Employers have a narrow window of up to two years in which they may be able to change retiring workers’ decisions by offering them incentives to remain with the company, according to results of a new survey released by EBRI. Press release

July 2008 - EBRI Notes "EBRI Policy Forum: Defined Contribution Plans in a Post-PPA Environment," Nearly two years after the Pension Protection Act (PPA) of 2006 became law, the legislation’s “automatic” provisions—automatically enrolling new workers in their employers’ 401(k) plans, automatically putting their contributions into age-appropriate “default” investments, and automatically increasing their annual contributions—are beginning to have the desired effect, according to speakers at EBRI's semi-annual policy forum. Press release

June 2008 - EBRI Issue Brief "The Impact of PPA on Retirement Savings for 401(k) Participants," A new EBRI analysis finds that the “automatic” 401(k) features in the Pension Protection Act of 2006 (PPA)—such as auto-enrollment of workers and auto-escalation of their savings contributions—are likely to have a very significant positive impact in generating additional retirement savings for many workers, especially for low-income workers. Press release

June 2008 - EBRI Notes 'Benefit Cost Comparisons Between State and Local Governments and Private-Sector Employers' and 'The Number of Individual Account Retirement Plans Owned by American Families', 'Benefit Cost Comparisons:' State and local government employers and private-sector employers have sharply different compensation costs, driven by the different nature of public- vs. private-sector work. Press release   'Individual Accounts': Half of families in the United States do not own an individual account retirement plan at all, but of those that do own at least one plan, most own only one.